Top 10 Affordable Used Trucks For Under $20K

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Not everyone has $50,000 to spend on a new truck, and that's fine. Some people need a firm, reliable ride that can haul, tow, and keep going no matter the road. That's where used trucks come in. Some of the best ones can do the job and still cost under $20,000.

Not everyone has $50,000 to spend on a new truck, and that's fine. Some people need a firm, reliable ride that can haul, tow, and keep going no matter the road. That's where used trucks come in. Some of the best ones can do the job and still cost under $20,000.

Here's a look at ten used trucks that still deliver power, performance, and dependability without breaking the bank. These are not the newest or flashiest. But they are trucks that get the job done. Period.

1. 2014 Ford F-150

There's a reason the F-150 continues to top the charts. This model year offers solid power, strong towing capability, and a range of trim options. The 3.5-litre3.5-litre EcoBoost V6 is a favourite favourite for its good gas mileage and still has enough power for everyday use. These trucks are built to last and can easily exceed 200,000 miles with proper care.

For under $20K, you can find SuperCab or even some crew cab models with decent mileage. It’s not just a truck. It’s a workhorse.

2. 2015 Chevrolet Silverado 1500

This Silverado runs quietly and smoothly for a truck, which isn't always easy to find in this price range. It comes with a 4.3-litre4.3-litre V6 that's sufficient for most jobs, but many shoppers opt for used models with the 5.3-litre5.3-litre V8 instead.

This truck also scores points for comfort and space inside the cabin. For $20,000 or less, it’s possible to find an LT or LS model in solid condition, even with under 100,000 miles.

3. 2013 Toyota Tundra

If reliability is your top priority, this one speaks for itself. The 2013 Tundra is well-known for retaining its value and remaining dependable long after other trucks have lost their value.

The V8 engine options make it an excellent choice for towing and carrying heavy loads. It might not be the most fuel-efficient, but you get strength and long-term value. Many owners report 200,000+ miles without significant problems.

4. 2016 Ram 1500

This truck is proof that a challenging ride doesn't need to feel like a tank inside. The 2016 Ram 1500 is famous for its smooth ride, thanks to coil-spring rear suspension. That's not common in trucks.

The 3.6-litre V6 or 5.7-litre V8 HEMI engine delivers impressive towing capabilities. Used tradespeople or Express trims often fall below $ 20,000. Bonus points if you find one with the EcoDiesel engine — great for fuel economy.

5. 2015 Nissan Frontier

This is one of the few midsize trucks that feels rugged. The Frontier doesn't try too hard to look fancy, but it delivers where it matters — off-road ability and general toughness.

It's smaller than the full-size options, which makes it easier to park and cheaper to fill up. The 4.0-litre V6 is a top pick here, especially in the SV or PRO-4X trim levels. Used models from 2015 fall below $20,000 easily.

6. 2013 GMC Sierra 1500

The Sierra is the cousin of the Silverado but with a slightly different look and feel. For truck buyers who prefer quiet cabins and increased comfort inside, the 2013 Sierra is a wise choice.

It can tow, carry, and cruise just like its Chevy counterpart, and there are many used options with less than 100,000 miles that still cost under $ 20,000. Opt for the SLE trim if you want power windows and additional tech features.

7. 2014 Honda Ridgeline

Yes, it's a truck. It just doesn't look like the rest, and that's what makes it interesting. The 2014 Ridgeline features a unibody design, which allows it to drive more like an SUV, and it's easier on your back.

You won't tow huge loads with it, but it's perfect for light-duty jobs, weekend projects, and even family hauling. The lockable in-bed trunk is one feature that other trucks still don't offer. It's practical and innovative.

8. 2012 Ford Ranger

Before the Ranger made its significant return, the older models were holding it down. The 2012 Ranger is a compact, straightforward, and rugged vehicle. It is perfect for individuals who prefer a truck without unnecessary extras.

Most models come with a 2.3-litre, 4-cylinder engine or a 4.0-litre V6 engine. It's ideal for basic work, short hauls, and everyday chores. Plus, it's easier to fix and costs less to maintain than many newer trucks.

9. 2013 Chevrolet Avalanche

This one's a wild card, but still worth a spot. The Avalanche mixes truck strength with SUV comfort. The midgate allows you to fold the backseat and open the bed for longer items — an innovative feature that has made it a favourite among practical truck lovers.

It's got a V8 engine and rides like a dream for a truck. These models didn't sell as quickly as others, which means prices dropped, and good-condition ones now sit below $ 20,000.

10. 2014 Toyota Tacoma

The Tacoma doesn't just win for looks or reliability. It does both. The 2014 model year stands out because of its balance between size, fuel economy, and substantial resale value.

Look for the Access Cab or Double Cab models equipped with either the 2.7-litre2.7-litre 4-cylinder or 4.0-litre4.0-litre V6 engine. Even the base trims are built to last, and the off-road performance makes it an excellent choice for outdoor enthusiasts. These trucks have a strong fanbase for a reason.

What Makes a Good Used Truck Worth It?

Sometimes, people rush to get a newer model with flashy screens and tech features. But in the real world, a good used truck is not about the shine. It’s about the engine, the frame, the mileage, and how it holds up after years of use.

A well-kept truck with proper maintenance records can be a better buy than a newer model with hidden issues. Trucks are meant to work, not sit pretty.

Also, don't let high mileage scare you right away. Some trucks are designed to exceed 250,000 miles with minimal problems. Check the service history and avoid trucks with a history of flood damage, frame rust, or unusual noises.

Tips Before You Buy

Get a full vehicle history report to spot any red flags

Always test-drive the truck and listen for unusual noises

Avoid trucks with strange smells, heavy rust, or mismatched paint

Check under the hood for leaks or broken hoses

Don't skip a trusted mechanic's inspection before the final payment

A truck can be your most helpful tool or your biggest headache. It all comes down to how well you choose.

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